What Does IUI Cost Include? — Full Breakdown
An IUI cycle has fewer components than IVF, making it significantly cheaper. Here is every cost involved in a stimulated IUI cycle:
Includes medications, monitoring, sperm prep & procedure
Procedure + sperm prep only; no stimulation medications
IUI Cost by City in India
IUI is affordable across all city tiers. Even in metro cities, a full stimulated cycle rarely exceeds ₹25,000. Tier 2 cities offer the same procedure for ₹8,000–₹15,000.
| City | State | Stimulated IUI | Natural IUI |
|---|---|---|---|
| Mumbai | Maharashtra | ₹15,000–₹25,000 | ₹5,000–₹10,000 |
| Delhi / NCR | Delhi | ₹12,000–₹22,000 | ₹4,500–₹9,000 |
| Bangalore | Karnataka | ₹13,000–₹22,000 | ₹4,000–₹9,000 |
| Hyderabad | Telangana | ₹12,000–₹20,000 | ₹4,000–₹8,000 |
| Chennai | Tamil Nadu | ₹10,000–₹18,000 | ₹3,500–₹8,000 |
| Kolkata | West Bengal | ₹10,000–₹16,000 | ₹3,500–₹7,000 |
| Pune | Maharashtra | ₹10,000–₹18,000 | ₹3,500–₹8,000 |
| Ahmedabad | Gujarat | ₹9,000–₹16,000 | ₹3,000–₹7,000 |
| Jaipur | Rajasthan | ₹8,000–₹14,000 | ₹3,000–₹6,000 |
| Lucknow | Uttar Pradesh | ₹8,000–₹13,000 | ₹2,500–₹5,500 |
| Chandigarh | Punjab/Haryana | ₹9,000–₹15,000 | ₹3,000–₹6,500 |
| Coimbatore | Tamil Nadu | ₹8,000–₹14,000 | ₹2,500–₹6,000 |
Figures are estimates based on publicly available clinic data as of April 2026. Individual costs depend on stimulation protocol, medication choice, and number of monitoring scans required.
IUI vs IVF — Cost, Success Rate & Suitability
IUI and IVF are both widely used fertility treatments in India — but they differ significantly in cost, complexity, invasiveness, and who they work for. This comparison helps you understand which is appropriate for your situation.
| Factor | 💉 IUI | 🧬 IVF | Better For |
|---|---|---|---|
| Cost per cycle | ₹8K–₹25K | ₹1.2L–₹3L | IUI ✓ |
| Success rate per cycle (under 35) | 10–20% | 45–60% | IVF ✓ |
| Invasiveness | Minimal — no sedation, no procedure beyond catheter | Moderate — injections, egg retrieval under sedation | IUI ✓ |
| Stimulation injections required | Optional (oral tablets often sufficient) | Mandatory — 10–14 days daily injections | IUI ✓ |
| Clinic visits per cycle | 3–5 visits | 8–12 visits | IUI ✓ |
| Works with blocked tubes | No — tubes must be open | Yes — bypasses tubes entirely | IVF ✓ |
| Works with very low sperm count | No — needs ≥5M total motile | Yes — ICSI works with very few sperm | IVF ✓ |
| Genetic testing of embryo possible | No | Yes — PGT-A available | IVF ✓ |
| Number of cycles recommended | 3–4 cycles then evaluate | 1–3 cycles | Depends |
| Suitable for PCOS (patent tubes) | Yes — first-line treatment | After IUI fails | IUI ✓ |
✅ The golden rule: IUI is the evidence-based starting point for patients with open fallopian tubes, mild or no male factor, and no severe fertility barrier. IVF is recommended when IUI is unlikely to work (blocked tubes, very low sperm count, severe endometriosis) or after 3–4 failed IUI cycles. Use the right tool for the right diagnosis — not the most expensive one.
Who Is IUI Recommended For?
Unexplained Infertility
No specific fertility barrier identified after full evaluation — IUI is the standard first-line treatment
Ovulation Disorders (PCOS)
Women with PCOS who ovulate irregularly benefit from IUI with ovulation induction — first-line for most PCOS fertility cases
Mild Male Factor
Sperm count above 5–10 million total motile sperm after wash — IUI effectively bypasses cervical barriers and deposits sperm closer to the egg
Donor Sperm
Single women or same-sex couples using donor sperm routinely undergo IUI — the most common use of donor sperm in India
Cervical Factor Infertility
When cervical mucus prevents sperm from reaching the egg, IUI bypasses the cervix entirely
Blocked Fallopian Tubes
IUI deposits sperm into the uterus — if tubes are blocked, sperm cannot reach the egg. IVF bypasses tubes entirely.
Very Low Sperm Count
Total motile count below 5 million after wash: IUI success rates fall significantly. ICSI-IVF is recommended.
Severe Endometriosis
Stage III–IV endometriosis significantly impairs the peritoneal environment. IVF is more appropriate.
Frequently Asked Questions
How much does IUI cost in India in 2026?＋
A stimulated IUI cycle in India (with medications and monitoring) costs approximately ₹8,000–₹25,000 depending on the city and clinic. Natural-cycle IUI (without stimulation) costs ₹3,000–₹8,000 for the procedure alone. Metro cities are at the higher end of these ranges.
What is the success rate of IUI in India?＋
IUI success rates per cycle are approximately 10–20% for women under 35 with no major fertility barriers. This falls to 5–10% for women 35–40. Cumulative success over 3 cycles is around 30–40% for appropriate candidates. IVF has a higher per-cycle rate (45–60%) but costs 5–10× more. IUI's cost advantage makes it the recommended starting point for eligible patients.
How many IUI cycles should I try before IVF?＋
Most specialists recommend 3–4 IUI cycles before moving to IVF for appropriate candidates. Success rates drop significantly after 3–4 failed cycles (below 5% per cycle), at which point IVF offers meaningfully better odds. Women over 38 should limit IUI attempts to 1–2 cycles given age-related time sensitivity.
Is IUI better for PCOS?＋
For women with PCOS who have open fallopian tubes and no severe male factor infertility, IUI with ovulation induction (letrozole or low-dose FSH) is the recommended first-line fertility treatment. It is far less expensive, less invasive, and highly effective for this patient group. IVF is recommended after 3–4 failed IUI cycles.
Can IUI be done with donor sperm?＋
Yes. IUI with donor sperm is a common and well-established procedure in India, regulated under the ART Act 2021. Donor sperm must come from ICMR-registered sperm banks. The cost of donor sperm is additional (typically ₹8,000–₹20,000 per vial) and is separate from the IUI procedure cost.
What is the difference between natural IUI and stimulated IUI?＋
Natural-cycle IUI uses the woman's naturally developing follicle — no stimulation medications are used. It is cheaper (₹3K–₹8K), simpler, and carries no OHSS risk, but success rates are slightly lower than stimulated cycles. Stimulated IUI uses oral medications (letrozole or clomiphene) or low-dose FSH injections to develop 1–2 controlled follicles, improving the chance of ovulation and fertilisation. Most clinics recommend stimulated IUI for most patients unless there is a specific reason to avoid medications.
Continue Your Research
💰 IVF Cost in India
Full ₹1.2L–₹3L breakdown and city comparison for IVF treatment
⚖️ IVF vs IUI Comparison
Detailed guide to choosing between IVF and IUI based on your diagnosis
🧬 IVF Treatment Guide
Complete step-by-step IVF process, success rates, and what to expect
🔬 PCOS & Fertility
How PCOS affects IUI and IVF outcomes — and the best treatment path
🩸 Fertility Hormone Tests
AMH, FSH, LH, TSH — which tests you need before starting IUI
🏥 Find Fertility Clinics
Browse 514+ verified IUI and IVF clinics across 58+ Indian cities
Ready to Find a Clinic for IUI?
Browse verified fertility clinics across 58+ Indian cities. Filter by city, treatment type, and patient ratings.